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The Ins and Outs of a Life Insurance Rider Policy

The Ins and Outs of a Life Insurance Rider Policy

Did you know you may be able to add features to your life insurance that allow you to customize your policy? Life insurance riders are add-ons to a policy that you can use to personalize your life insurance to better suit your needs. Although some life insurance riders may increase your premiums, others may be added for no additional charge. Riders may be a cost-effective...

5 car insurance facts: Understand rates, discounts, coverages, and requirements

5 car insurance facts: Understand rates, discounts, coverages, and requirements

Shopping for a new car insurance policy—or reviewing your current policy—can be confusing, especially when you don't have all the information you need. Don't let the stress of finding the right car insurance overwhelm you. Use these auto insurance facts to help make an informed choice—and potentially save you money in the long run. 1. Various factors can affect your auto insurance rate Car insurance...

Understanding the Steps to Buy Life Insurance

Understanding the Steps to Buy Life Insurance

Purchasing life insurance is a critical point in planning for the future. If this is your first time purchasing life insurance, our step-by-step guide can help. How to Buy the Right Life Insurance for You If this is your first time looking into life insurance, take these basic steps to help make a decision about the type of life insurance that best suits your situation:...

Car Insurance Terms You Should Know

Car Insurance Terms You Should Know

The auto insurance policy you choose can be a lifesaver if you are involved in an accident, whether you or another driver was responsible. The amount you will pay out of pocket for repairs, whether your policy will pay for a rental car while it is being repaired, and if you are covered when traveling and driving a rental come into play when making a...

Car insurance for seniors

Car insurance for seniors

As you age, your driving habits likely change. Your car insurance should follow suit. Be sure your insurance provider can adapt right along with you, accommodating your lifestyle while still providing adequate coverage at a price you can afford. Do seniors have to pay more for car insurance? Car insurance rates tend to start increasing once drivers reach a certain age—usually the later stages of...