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Nonstandard auto insurance: Your ultimate guide

Nonstandard auto insurance: Your ultimate guide

Car insurance customers are categorized according to their potential risk. The primary classifications auto insurers use are: Preferred Standard Nonstandard Residuals While your classification and your premiums depend on a variety of factors, it ultimately boils down to this: How much of a risk do you pose for the insurer? You might have a minor blemish on your driving record and still be considered preferred...

A motorcycle rider’s guide to Missouri’s Lazy 8 route

A motorcycle rider’s guide to Missouri’s Lazy 8 route

Looking for an easygoing, non-technical motorcycle ride through the Ozark Mountains in eastern Missouri? Maybe you’re exploring historic Route 66 southwest of St. Louis and want to put on some miles in the laid-back countryside of the Ozarks. If so, welcome to Missouri’s Lazy 8 route. Navigating Missouri’s Lazy 8 We start our ride in St. James, Missouri, where the original Route 66 passes through town...

High-risk auto insurance: Your questions answered

High-risk auto insurance: Your questions answered

If your driving record has blemishes on it—from speeding tickets to a DUI—you might require high-risk auto insurance. Ultimately, the difference between qualifying for high-risk or standard auto insurance comes down to your likelihood of filing insurance claims or being liable for traffic violations, based on your prior driving record. While your premiums increase as a high-risk driver, you can reduce your monthly costs and...

Understanding What’s Covered and What’s Not Covered with Life Insurance

Understanding What’s Covered and What’s Not Covered with Life Insurance

How Life Insurance Can Be Used Life insurance can be an estate planning tool, an investment vehicle, or simply a way to replace lost income in case of unexpected death. Some people purchase life insurance to establish an inheritance for their children or as a strategy to donate to a favorite charity. Unlike other types of insurance coverage, there are no restrictions on how death...

13 gifts for the motorcycle rider in your life this holiday season

13 gifts for the motorcycle rider in your life this holiday season

It’s that time of year—holiday shopping is in full swing. But what do you buy for the motorcycle rider who seemingly has everything? Don’t worry, we’ve got you covered. Here are 13 of our favorite gift ideas for the rider in your life. Gadgets and gear 1. Yeti Sidekick dry gear case No matter how often a rider checks the weather, unexpected rain can add...